Insurance

  • Situations Where Minimum Auto Insurance Won't Cut It


    Minimum auto insurance may seem like a good idea until you experience a loss that makes you reconsider. But, if you are interested in getting good insurance coverage before experiencing an automotive nightmare yourself, consider these situations where it's crucial to have more than just the basic insurance coverage. When You're Stranded on the Side of the Road Roadside insurance may be just a few dollars more per month, and it provides a wide range of benefits.
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  • 3 Questions You Should Ask Your Homeowners Insurance Agent


    Your homeowners insurance policy needs to take into account your current and future needs. To determine if a policy you are considering does, you need to ask the right questions. To help with your assessment of a policy, here are a few questions you should ask your insurance agent.   Do You Need "Walls In" Coverage? "Walls in" coverage refers to the protection offered for condo owners that insures everything inside the walls of the condo.
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  • How Not Having Homeowner's Insurance Could Cost You More


    If you're a homeowner on a tight budget, you might be looking for ways to save money. People who pay off their mortgage and own their home outright can decide whether they want to keep homeowner's insurance. If you're thinking of foregoing this coverage, whether you want to save money or you just don't think you'll ever need it, you may want to think again. Here are several reasons why cancelling your homeowner's insurance policy could cost you more down the road.
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  • Why You Shouldn't Fear The Disappearance Of Local Insurance Agencies


    In the advanced age of technology, local insurance agencies are slowly disappearing. For older generations such as yourself, that may be an unnerving thing. You have relied on the visibility and physicality of your insurance agency for so long, and now it just is not there. Hold on, and do not be afraid; this is actually a good thing. Here are some reasons why you should not be afraid of the disappearance of insurance agencies.
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  • Odd And Unusual Circumstances Where Life Insurance Is Or Isn't Paid Out


    When you buy life insurance, you do so under the assumption that you will live a long, healthy life, and the money from the policy will help your family after you are gone. However, as nighttime news specials often reveal, spouses have other plans for each other when it comes to life insurance. How often does that really happen? What are the odd and unusual circumstances where a life insurance company does or does not pay out?
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  • Does Homeowners Insurance Cover Home-Based Businesses? What You Should Know


    Many Americans are achieving the work/life balance that they want by starting their own home-based businesses. In fact, 52% of American small businesses are home-based. If you're looking for a way to become one of the many Americans working at your own business from home, you probably have many questions about running a home-based business. One question that you definitely should be asking is whether or not your business will be properly insured while you work at home.
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  • 3 Tips For Getting A More Accurate Auto Insurance Quote


    If you are thinking about changing car insurance companies or if you are buying a car and are looking to sign up for coverage for the first time, you might be thinking about getting a few auto insurance quotes before making your choice. This can be a very smart decision, but you'll want to make sure you get the most accurate quote possible. Luckily, following these tips can help. 1. Go Through the Insurance Company Itself
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  • What Type Of Auto Insurance Do You Need?


    In most parts of the United States, if you drive without the minimum required auto insurance, you will likely lose your driving privileges for a period of time and may even be required to pay a steep fine. However, this minimum liability insurance is generally just a starting point when purchasing auto insurance. Most car owners will need additional coverage to both protect their investment in their vehicle and to guard against liability that exceeds the minimum coverage amounts.
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  • Tips For When You Are Out To Get The Cheapest Car Insurance Possible


    Every motorist is on the lookout for cheap car insurance, but some people aren't just satisfied with the "low" rates they are currently paying. Suppose you wanted to insure your car for the cheapest rates possible, how would you go about it?  Here are some of the tricks that will help: Choose Minimum Coverage and Maximum Deductible Each state has a minimum coverage that each motorist must have, and it follows that this minimum will attract the lowest rate possible.
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  • Three Tips To Consider When Purchasing Auto Insurance


    As a driver, having auto insurance is important to ensuring that you and the people you share the road with are protected. Without auto insurance, not only will you have to pay out of pocket for damages and injuries you may have caused, but you can also be subject to paying hefty fees for not having the minimum amount of insurance required by law. If you are purchasing new auto insurance, here are three tips to consider:
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