Insurance

  • Can You Keep Your Homeowner's Insurance If You Rent Out Your Home?


    Platforms like Airbnb have made renting homes to short-term travelers a lucrative way of earning extra cash. Long-term rentals are also excellent for cashing in on otherwise unoccupied homes. Whether you make your home a haven for weary globetrotters or plan on becoming a full-fledged landlord, any move you make will affect your existing homeowner's insurance policy. Want to know if you can hold on to your policy while renting out your home?
    [Read More]

  • Should You File An Auto Insurance Claim After Hitting A Deer?


    Deer accidents happen so suddenly and unexpectedly yet can result in a great deal of damage to a person's car. If you just hit a deer and do not know whether or not you should file a claim for the damages with your insurance company, here are several things to know and consider in this decision. Do you have comprehensive coverage? The first thing that you must find out before you contact your insurance company is whether you have comprehensive coverage on your policy or not.
    [Read More]

  • Why You Should Still Carry Insurance After Your Mortgage Is Paid Off


    Homeowner's insurance is required of every person that takes out a mortgage loan to buy a property. The lender wants to be assured that if anything happens to the home, the lender is not left dangling on the hook for a mortgage for a property that the borrower cannot use as a dwelling. Additionally, if something were to happen, the lender does not want a situation where the borrower refuses to pay or defaults on the loan because the borrower no longer has a home.
    [Read More]

  • Basics Of Auto Insurance Coverage: What You Should Know


    As a new car owner, one of the biggest challenges that you are going to face is securing insurance so that you can register the car. Especially if you've never had insurance before, or if you've had very little experience with it, you may believe some of the most widespread misconceptions surrounding that coverage. Here are a few important things that you need to know. Comprehensive Coverage Doesn't Cover Your Belongings
    [Read More]

  • Does Car Insurance Cover Vandalism?


    Even if you live or work in a safe area, there is always a chance that someone will vandalize your car. Vandalism to cars is something that happens in all areas, and it can leave a car with major damage. You should understand that vandalism might be covered under your car insurance plan, though, and here are several things to understand about this. Comprehensive coverage protects you from vandalism
    [Read More]

  • 5 Reasons Your Company Needs Proper Business Insurance


    If you've been in business for a while or if you're starting your own company, you need to make sure that you have all of your affairs in order. Proper planning can keep your business well protected! If you have yet to explore business insurance, now is a great time to do so. Businesses both small and large can benefit from this type of protection. Keep reading to learn why you need to invest in proper business insurance for your company needs.
    [Read More]

  • Once You Have Good Auto Insurance Rates, How Do You Maintain It?


    Hunting around and qualifying for cheap auto insurance coverage is one thing, maintaining the same reasonable rates for a long time is a different thing altogether. If you have done your best and scored the best rates, use the following tips to ensure your rates don't hike up.  Do Your Best to Avoid Accidents Car accidents are very costly, so it makes sense that the more accidents you cause, the more your rates are likely to rise.
    [Read More]

  • What You Should Know About FR44 Insurance After Getting A DUI


    If you live in either Virginia or Florida and recently received a DUI, you might find out that you need FR44 insurance. If you are required to have FR44 insurance, you will probably receive a letter that notifies you of this, and you will have a certain amount of time to purchase a policy. If you have never had FR44 insurance before, here are several things you should understand about it.
    [Read More]

  • How To Switch Auto Insurance Carriers


    There comes a time when your current auto insurance coverage doesn't just cut it for you anymore and you have to switch carriers. If that time ever comes, you should be careful about how you handle the switch. Here are a few tips to follow if you want everything to run smoothly: Don't Just Go Underground Failing to renew your auto insurance is not the same as cancelling your policy; neither is failing to pay your auto insurance premiums.
    [Read More]

  • The Basics Of Non-Owner Car Insurance


    When you own a car, you will need auto insurance for the car if you want to drive it, but did you realize that you should purchase auto insurance even if you do not currently own a car? A lot of people do not realize this, but it is true, and this type of insurance is called a non-owner car insurance policy. Here are three basic things you should understand about non-owner car insurance if you do not currently own a car.
    [Read More]