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  • Do You Really Need Uninsured And Underinsured Motorist Coverage?


    If you look at your auto insurance policy or need to buy a new policy, you might come across coverage types that are called uninsured and underinsured motorist coverage. Do you know what these are? Are you wondering if you really need them? Here are some answers for you if these are questions you have about uninsured and underinsured motorist coverages. What They Are Uninsured motorist and underinsured motorist are very similar types of coverages, yet they are very unique when compared to other types of coverage you can buy on your auto insurance policy.
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  • What Collision Auto Insurance Does Not Cover


    Adding collision coverage to your auto policy is one of the best forms of protection you can have. You never know when you might do something wrong while driving that leads to a collision. If this happens and you have collision coverage, you are protected. The downside to collision coverage is that it does not cover every type of peril that could cause damage to your car. In fact, here are four types of perils that are not covered through collision insurance.
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  • Things You Should Ask Your Auto Insurance Agent About


    Are you thinking about changing your auto insurance company? Are you wondering if you are getting the best auto insurance for your needs and are thinking about changing companies? Before you do anything, make sure you know just what to ask your auto insurance company agent about. This way, you can get the most affordable car insurance for your needs while still achieving the great coverage you desire. Here are things you should ask your auto insurance agent about, whether you are currently getting service from them or you are thinking about changing your coverage.
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  • Answers About Homeowner's Insurance Policies


    Homeowner's insurance is something you should always have when you own a home and there are many reasons why. Not only is it required in some instances, but it is also the best way for you to protect yourself from what could be devastating financial losses. While you likely know some of the reasons why this type of insurance is so important, you will also likely have plenty of questions about it and you'll want to keep reading in order to answer at least some of them.
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  • 3 Great Ways to Save Money on Home Insurance


    If you're planning to purchase a home, one of the smartest investments you could make is home insurance. It will protect you when unforeseen circumstances occur to your home that causes damage. If you're hoping to save money on this all-important purchase, keep these tips in mind.  Raise Your Deductible The deductible is one of the more important figures to focus on when choosing home insurance, and it can be a figure that helps you save money on monthly premiums.
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  • Can You Keep Your Homeowner's Insurance If You Rent Out Your Home?


    Platforms like Airbnb have made renting homes to short-term travelers a lucrative way of earning extra cash. Long-term rentals are also excellent for cashing in on otherwise unoccupied homes. Whether you make your home a haven for weary globetrotters or plan on becoming a full-fledged landlord, any move you make will affect your existing homeowner's insurance policy. Want to know if you can hold on to your policy while renting out your home?
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  • Top Ways To Lower Your Homeowner's Insurance


    Being a homeowner will come with several responsibilities. There are numerous things you'll need to do to ensure your property is well protected and remains in good shape. One of these is to find the right coverage for your home. However, you'll want to ensure you get the best price for your insurance, and knowing how to keep this cost lower is ideal. Combine your policies Do you have an automobile that you need coverage on in addition to your home?
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  • Should You File An Auto Insurance Claim After Hitting A Deer?


    Deer accidents happen so suddenly and unexpectedly yet can result in a great deal of damage to a person's car. If you just hit a deer and do not know whether or not you should file a claim for the damages with your insurance company, here are several things to know and consider in this decision. Do you have comprehensive coverage? The first thing that you must find out before you contact your insurance company is whether you have comprehensive coverage on your policy or not.
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  • Why You Should Still Carry Insurance After Your Mortgage Is Paid Off


    Homeowner's insurance is required of every person that takes out a mortgage loan to buy a property. The lender wants to be assured that if anything happens to the home, the lender is not left dangling on the hook for a mortgage for a property that the borrower cannot use as a dwelling. Additionally, if something were to happen, the lender does not want a situation where the borrower refuses to pay or defaults on the loan because the borrower no longer has a home.
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  • Basics Of Auto Insurance Coverage: What You Should Know


    As a new car owner, one of the biggest challenges that you are going to face is securing insurance so that you can register the car. Especially if you've never had insurance before, or if you've had very little experience with it, you may believe some of the most widespread misconceptions surrounding that coverage. Here are a few important things that you need to know. Comprehensive Coverage Doesn't Cover Your Belongings
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