What Type Of Structural Coverage Method Should You Choose With Homeowner's Insurance?
19 January 2021
When you purchase homeowner's insurance, the agent will ask you many questions to gather the right information for your quote. One question they might ask is about the type of coverage method you want for your home. You can typically choose from three options. Here is an explanation of the three options and their differences.
Actual Cash Value
The first option is an actual cash value (ACV) method. This method results in the lowest costs for home insurance, but it also yields the least amount of coverage.
A Quick Primer On General And Professional Liability Insurance Coverage
16 December 2020
While many people who start a business understand that doing so is a risk, they often overlook what risks can result after their business is operational. Through diligent research and consultation, prospective entrepreneurs can seek advice on how to insure themselves from common risks.
Advisers recommend that all businesses should have liability insurance. Common sense should dictate that it is the right thing to do. No business owner wants to lose everything they have worked for due to unforeseen circumstances or errors due to lack of experience.
The Basic Principles Of Comprehensive Auto Insurance
18 November 2020
Do you ever wonder about the differences in auto insurance types? For example, what types do you need? Do you need a lot of coverage or minimum coverage? One question many people have is about comprehensive insurance. What is this coverage for, and who needs it? If you have questions about comprehensive auto coverage, here are some of the answers you might want to know.
What Does It Cover?
Comprehensive auto insurance is a unique form of coverage that protects you in many situations.
4 Incidents That Car Insurance Covers
20 October 2020
Exactly what a specific car insurance policy covers is determined by that policy's coverage options. With the right coverage options in place, though, a car insurance policy will offer protection against a wide range of potential incidents. Here are four incidents that your car insurance policy would likely cover.
1. Multi-Vehicle Car Accident
Should you be involved in a car accident, how responsibility for the accident is adjudicated will be determined by the sequence of events and the laws of the state where the accident occurred.