3 Tips For Getting A More Accurate Auto Insurance Quote

Posted on: 14 March 2017

If you are thinking about changing car insurance companies or if you are buying a car and are looking to sign up for coverage for the first time, you might be thinking about getting a few auto insurance quotes before making your choice. This can be a very smart decision, but you'll want to make sure you get the most accurate quote possible. Luckily, following these tips can help.

1. Go Through the Insurance Company Itself

There are sites out there designed to allow you to get multiple quotes from multiple insurance providers at one time. These tools can be handy for getting a general idea of how much each insurance company will charge you, but for the most accurate quote possible, you'll generally want to get your final quote through the insurance company itself. You can often do so on the company's website, or you can call and speak to an agent from the company, like Bozeman Independent Agency, if you'd like to have a little bit of help with the process.

2. Have Your Information on Hand

Even though you might be able to get a basic quote without it, you're generally going to get the most accurate quote if you enter your actual information, such as your driver's license number and the VIN for your vehicle. Having this information on hand will help you fill out your quote form and get the most accurate possible quote. Plus, you're probably going to need this information when you actually sign up for a policy anyway, so it's helpful to go ahead and have it close at hand when shopping around.

3. Be Truthful

It can be easy to want to leave out information about a speeding ticket that you might have received, but doing so can be a bad idea. Your insurance company will more than likely find out about it, and your rates will probably go up accordingly. If you want to have an accurate picture of how much you are going to have to pay, being honest about your driving record and other factors is important.

Getting an auto insurance quote before signing up for coverage can be a smart choice, since you can help ensure you are getting the best possible rate and so you can know what to expect when you bill comes in the mail. Luckily, following these tips can help you get the most accurate quote. 

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